Time in market beats timing the market. This is not controversial — it is mathematics applied to history.
Short-term thinking is expensive. Long-term thinking is free but feels impossible during drawdowns.
Every bear market felt permanent to people who hadn't seen one before. Every bull felt sustainable from inside it.
I've watched fortunes made and lost. Those who kept theirs knew one thing: when to do nothing.
Been here long enough to watch three complete cycles. Lesson is always the same: going to zero then it is not.
